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What is surveillance? Surveillance is a tool used by insurance companies to assess the validity of disability claims. Accordingly, if you’ve recently filed a claim for disability benefits, there’s a chance your insurer could conduct surveillance on your activities.

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What Is an Independent Medical Exam?

An Independent Medical Exam (IME) is a physical assessment that an insurance company may require you undergo as part of its claim determination process. While the requirements for such an exam may vary based on a claimant’s disability contract, it is important to note that most policies contain a clause allowing the insurance company to order such an exam.

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Why You Need a Lawyer to Assist You with Your Long-Term Disability Appeal

The laws that govern employer provided long-term disability appeals is a complex area of insurance law that becomes very confusing when filing for disability. The attorneys at Murray Law Office are well-trained in ERISA and can make the process less stressful and advocate effectively on your behalf.

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