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Trouble with LTD Benefits Being Approved for Sedentary Occupations

As one might reasonably expect, sedentary occupations require individuals to sit for the majority of a standard workday and usually do extensive computer work. The Dictionary of Occupational Titles, sedentary work involves “sitting most of the time, with brief periods of walking or standing” and “exerting up to ten pounds of force occasionally.”

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Fitness Tracker

Attorney Jonathan T. Macedo finds innovative ways to assist his clients with their short-term or long-term disability claims. Some of the most difficult types of short and long-term disability claims involve cases which involve subjective complaints. Subjective complaints

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Surveillance

What is surveillance? Surveillance is a tool used by insurance companies to assess the validity of disability claims. Accordingly, if you’ve recently filed a claim for disability benefits, there’s a chance your insurer could conduct surveillance on your activities.

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ERISA - Firing Due to Disability and The "Actively at Work" Provision

Murray Law Office takes pride in assisting our clients with the difficult legal issues facing them when they become disabled and when their ERISA governed claims for long, or short term disability benefits are denied or terminated.

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Objective Testing

When it comes to filing a claim for disability benefits, one of the most important factors to consider involves your team of medical providers. Simply put, there are many ways your doctor can increase your chances of being approved for benefits, so it is important to visit your doctor routinely so that he or she can monitor your condition.

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What Is an Independent Medical Exam?

An Independent Medical Exam (IME) is a physical assessment that an insurance company may require you undergo as part of its claim determination process. While the requirements for such an exam may vary based on a claimant’s disability contract, it is important to note that most policies contain a clause allowing the insurance company to order such an exam.

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Why You Need a Lawyer to Assist You with Your Long-Term Disability Appeal

The laws that govern employer provided long-term disability appeals is a complex area of insurance law that becomes very confusing when filing for disability. The attorneys at Murray Law Office are well-trained in ERISA and can make the process less stressful and advocate effectively on your behalf.

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