Blog

Jan. 7, 2025

Long-term care insurance (LTCI) is an essential part of many individuals’ retirement planning, designed to provide financial support for those who need extended

Jan. 7, 2025

As we move into 2025, long-term disability (LTD) claims continue to be an essential safety net for employees who can no longer work due to serious illness or injury

May 5, 2023

ERISA, the Employee Retirement Income Security Act, governs employee benefit plans, including long-term disability insurance provided by employers. When filing a claim for long-term disability benefits under an ERISA-governed plan

May 5, 2023

When an ERISA-governed long term disability claim is denied, clients have several rights and options to challenge the denial and seek the benefits they are entitled to. Here are some of the common rights and avenues available to clients

May 4, 2023

The time limit for appealing a long-term disability denial can vary depending on the specific insurance policy and the laws of the jurisdiction in which you are located. In general, it is important to act promptly and not delay in initiating the appeals process, as there are often strict deadlines that must be adhered to.

May 3, 2023

If your long-term disability claim has been denied, don't lose hope. You have the right to appeal the decision and fight for the benefits you deserve.

April 14, 2022

Neurodegenerative disorders encompass a wide range of conditions that affect millions of people around the world. While much remains unknown regarding these disorders including, for instance, any sort of permanent cure, doctors do know that one’s likelihood of receiving a neurological-related diagnosis increases dramatically with age.

July 23, 2021

Whether the result of a longstanding illness or more recent physical injury, lacking the ability to work full-time is a particularly difficult period for anyone to endure. From worrying about finances and potential career implications to stressing over the general wellbeing of one’s family, prioritizing rest and relaxation can be very difficult to achieve during such an uncertain period.

June 22, 2021

Receiving a denial letter from your short or long term disability insurance carrier can be an upsetting, frustrating, and overwhelming ordeal.

Jan. 20, 2021

Boston, MA is home to a lot of history, and it's been a beautiful place to live for decades. With nearly 700,000 residents, it's the largest populated city in New England. There are countless things to do throughout the city, from admiring the beautiful architecture to catching a Red Sox game with your family.